Personal Loans Cash

How does Cash Personal Credit work ? Many people turn to personal loan to achieve a dream, through an opportunity of the moment, or to solve a situation of urgency and emergency. In this second case, for those who do not have an emergency reservation.

There are, for example, those who have dreamed of taking a course for years, and suddenly there is the opportunity to do this course at half the price with cash, but you do not have the money.

At that time, the personal loan appears as a facilitator and an interesting tool, as long as the installment values ​​do not exceed your monthly payment capacity.

 

Personal Loan is the solution

Personal Loan is the solution

Or even a great solution for that person who uses the car to work depends on it, but the car breaks down and, at that moment, you have no money to repair it.

Personal loan is a solution that helps you solve a big problem at the time of tightening. An alternative for those who need money is the Personal Credit offered by FEC Bank, one of the main Brazilian institutions that provide the personal loan.

However, it is important that the consumer understands that there are several possibilities for personal credit. In this way, it is essential that he make an analysis of his economic situation and ability to pay, before choosing between them. You need to understand their characteristics and needs, so you do not pay more interest than necessary.

 

FEC Bank Personal Credit Options

Check out the personal credit options and choose the one that best suits your needs.

 

Monthly Personal Credit Pre-Fixed

  • Pre-fixed interest.
  • Deadline for payment from 1 to 48 months.
  • Guarantees: guarantee or guarantee of deposits or financial investments (except variable income and exchange funds).

It is worth remembering that it is necessary to be an accountant of FEC Bank, and even then, the bank does an analysis if you have the ability to pay and if you have a clean name.

 

Post-Fixed Monthly Personal Credit

  • Post-fixed interest.
  • Deadline for payment is 4 to 36 months.
  • Guarantees: guarantee or guarantee of deposits or financial investments (except variable income and exchange funds).

It works the same way as the above mode, with the difference that interest can change from month to month.

 payday loan

Salary Credit Monthly Cash Pre-Fixed

  • Pre-fixed interest.
  • Deadline for payment is 1 to 48 months.

For clients who receive a salary or benefit from CAIXA and require a bank agreement with the employer. Generally, for those who fit this profile, the interest rates are lower than in the above modalities.

 

Salary Credit Monthly POSIXED BOX

  • Post-fixed interest.
  • Deadline for payment is 4 to 36 months.

It follows the same criteria and prerequisites as the above modality, with the difference that the interest may change from month to month.

 

Important: Monthly payment options occur in fixed or added installments of TR, and you can also partially pay or repay the loan in advance. We must remember that before taking the personal loan, you should research if there is no other way with cheaper interest to get the money. For example, if the money is used to buy a good, there may be more appropriate credit arrangements, depending on the good you want to buy. Either way, when opting for personal loan, stay on top of taxes (IOF) and fees that leverage value.

 

Advantages of Personal Loan Cash

Advantages of Personal Loan Cash

  • Deadline for flexible installments;
  • Convenience in choosing the form of payment;
  • Variety of personal credit choice.

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